As more people are interested in finding out about their DNA, the popularity of such test kits are growing. Likewise, those requesting tests may see a potential rise in their insurance premiums. As the purchase of such online test kits could reveal the background about the consumer’s heritage or health status, that could lead to your insurance carrier to charge you more as a physician would be privy to such information. Officials with insurance companies say that if it’s in your medical history, they can ask to see the files.